If you live on the Central Coast, you apply under the same national Age Pension rules as other Australians. Services Australia considers your age, Australian residence, income, assets and relationship circumstances when assessing your claim, so payment rates and eligibility can vary. You can generally claim online through Centrelink linked to myGov up to 13 weeks before reaching Age Pension age, or ask Services Australia about other claim options. Check servicesaustralia.gov.au for current rules and use its payment estimator before lodging a claim.