An Age Pension guide should explain eligibility age, Australian residency rules, and the income and assets tests used by Services Australia. Your payment rate and eligibility can depend on your income, investments, property and relationship status, so outcomes vary between people. You can check your circumstances and lodge a claim through myGov linked to Centrelink, usually before you need payment to start. Visit servicesaustralia.gov.au for current rules and consider getting financial advice if your situation is complex.