The Age Pension is generally set nationally, so living in Sydney does not usually create a separate Sydney payment rate. Your eligibility and payment are assessed by Services Australia using factors such as your age, residency, income and assets. If you pay rent, you may also qualify for Rent Assistance, while a Pensioner Concession Card may help with some health and government costs; NSW concessions can have their own rules. Check your circumstances through servicesaustralia.gov.au and Service NSW, or contact Services Australia for an assessment.