Living in Townsville does not usually create a separate Age Pension rate, as Centrelink applies national income and assets tests. The amount you may receive depends on factors such as your relationship status, income, assets and residency circumstances. You may also qualify for Rent Assistance or other concessions, depending on your situation and accommodation costs. Check your circumstances and current rates through Services Australia or speak with a Centrelink representative, as the final payment decision is made by the department.