The Low Income Health Care Card can help eligible people on a low income access cheaper prescription medicines and some concessions. Services Australia generally assesses your income over the relevant eight-week period, along with residence and other requirements; the income limits can change, so meeting them in 2026 depends on your circumstances. The card does not automatically guarantee bulk billing or other discounts, as providers and state or territory schemes may set their own rules. Check the current limits and eligibility at servicesaustralia.gov.au or contact Services Australia before applying.