There is generally no application fee or charge for a Low Income Health Care Card. If Services Australia grants the card, it may help reduce the cost of PBS medicines and provide access to some state, territory or local concessions, depending on the rules that apply. You may still need to pay a concessional prescription amount or other healthcare costs. Eligibility and any benefits are assessed by Services Australia based on your income and circumstances, so check the latest details at servicesaustralia.gov.au.