The Low Income Health Care Card is a Services Australia concession card for people whose income is below the relevant limit, including some people who do not receive Centrelink payments. It can reduce the cost of PBS prescription medicines, and may provide access to other concessions such as bulk-billing or cheaper health services, depending on the provider and your state or territory. Services Australia generally assesses your income over a set period before you apply, and limits can change. You can check the current rules and apply through myGov or servicesaustralia.gov.au.