The Low Income Health Care Card may help eligible people on a low income reduce PBS medicine costs and access other concessions, depending on the state or territory and individual provider. Services Australia generally assesses your income over the relevant period before you claim, and the limits depend on your circumstances and are updated over time. You do not usually need to be receiving Centrelink payments to apply, but you must meet residence and other requirements. Check the latest rules and apply through servicesaustralia.gov.au.