The Low Income Health Care Card can help eligible people on a low income access cheaper prescription medicines and some concessions. Services Australia generally assesses your income over an applicable period, and you must meet residence and other requirements; an assets test may not apply, depending on the claim. Concessions vary between states, territories and providers, so the card does not guarantee every discount. Check the current income limits and apply through myGov or the Services Australia website, which will assess your individual circumstances.